This section of the Money Jungle website provides information  on Saving and Personal Finance, and all is made clear about the many money saving and borrowing options available in the UK, buying or renting a home and how to reduce your utility and other household bills. Each part gives you an overview of the topic with recommended links to further expert advice and information.

The recent turmoil in world financial markets means that it is more important than ever to consider how secure your savings are in addition to looking for the best return, see our savings accounts page for more information.

The Money Jungle Business Directory is an A – Z of services to help you find the best solution to your requirement. If you know what you are looking for, simply click on the directory.

Household bills represent major expenditure for any household. With fuel, energy and food prices soaring most people are looking to ways to reduce their household bills, click here for tips for reducing gas, electricity, phone, broadband and other household bills.

The credit crunch has made it much more difficult to find an affordable mortgage. See our mortgage page for advice on finding the most suitable mortgage.

House prices are falling and this offers opportunities for first time buyers to find a home they can afford, see our buying a home page for tips. Others think that it is better to rent in the current climate see our renting a home page for useful information.

You will find comprehensive information about savings accounts including Individual Savings Accounts (ISAs), saving accounts for children, bank and building society accounts and pensions. The Savings and Personal Finance section also includes credit and debt, including credit cards, personal loans and mortgages.

The uncertainty surrounding financial markets and the economy mean that many of us might be better focussing on credit and debt management than saving and investing. See our credit and debt page for information.

See also the Money Jungle Invest section for information about all sorts of investment opportunities ranging from stocks and shares to property.

UK interest rates are reviewed monthly by the Bank of England's Monetary Policy Committee (MPC). The MPC is under pressure to respond to falling house prices and a weakening economy by cutting rates but its main responsibility is to use interest rates to control inflation. With world wide record oil and food prices pushing UK inflation up the MPC may be unable to cut rates significantly for some time. In some ways the Bank of England Lending rate is less important than the rates banks use to lend to each other. The credit crunch has resulted in mortgage rates rising despite cuts in the Bank of England rate, the good news for savers is that very high savings rates are available for anyone who shops around. See the My Money Jungle Blog for good savings rates available on line.

MoneyJungle.net is completely independent and does not accept advertising from disreputable firms. If you have any information to the contrary please email feedback@moneyjungle.net and we will respond. MoneyJungle.net is not responsible for the accuracy, copyright compliance, legality or decency of material contained in sites listed in the directory or in articles on this website.

Next Page